Longview, TX · Charter 6687
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in TX (n=235). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
86
Asset Quality
68
Profitability
76
Liquidity
0
Efficiency
67
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Longview, TX · Charter 6687
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.06% | 0.88% | 1.45% | 1.34% | 1.29% | 1.04% | 1.21% | 1.27% | -6 bps | |
| Return on Equity | 4.79% | 3.94% | 6.21% | 5.66% | 5.60% | 4.47% | 5.20% | 5.39% | -26 bps | |
| Net Interest Margin | 4.33% | 4.23% | 4.73% | 4.71% | 4.54% | 4.39% | 4.75% | 4.76% | +5 bps | |
| Efficiency Ratio | 75.32% | 79.17% | 70.80% | 72.67% | 72.66% | 77.35% | 75.42% | 74.46% | +179 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.87% | -3.02% | -7.01% | -3.48% | 0.28% | 0.23% | 4.13% | 4.37% | +785 bps | |
| Loan Growth (YoY) | -2.45% | -2.05% | 0.66% | -0.62% | -3.89% | -5.65% | -4.66% | -2.80% | -218 bps | |
| Share Growth (YoY) | -5.85% | -4.96% | -10.21% | -5.92% | -1.00% | -1.02% | 4.16% | 4.26% | +1,018 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.42% | 0.06% | 0.39% | 0.09% | 1.64% | 0.28% | 0.35% | -5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 22.17% | 22.36% | 23.36% | 23.64% | 23.06% | 23.26% | 23.33% | 23.59% | -5 bps | |
| Net Worth / Assets | 22.17% | 22.36% | 23.36% | 23.64% | 23.06% | 23.26% | 23.33% | 23.59% | -5 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 98.08% | 100.33% | 104.07% | 101.82% | 95.22% | 95.63% | 95.27% | 94.92% | -690 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Longview, TX · Charter 6687 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
Return on Assets
1.27%
Rank 48 of 235
Net Interest Margin
4.76%
Rank 28 of 235
Efficiency Ratio
74.47%
Rank 79 of 235
Equity / Assets
23.59%
Rank 34 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.27% | 0.17% | 0.57% | 1.10% | Beats 80% | 48 / 235 | ||
| Return on Equity | 5.39% | 1.03% | 4.30% | 7.58% | Beats 60% | 93 / 235 | ||
| Net Interest Margin | 4.76% | 3.32% | 3.89% | 4.35% | Beats 88% | 28 / 235 | ||
| Efficiency Ratio | 74.47% | 70.60% | 82.00% | 91.57% | Beats 67% | 79 / 235 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.34% | 0.20% | 0.59% | 1.14% | Beats 68% | 77 / 235 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 23.59% | 11.30% | 14.41% | 19.49% | Beats 86% | 34 / 235 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 23.59% | 11.30% | 14.41% | 19.49% | Beats 86% | 34 / 235 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 94.93% | 54.18% | 67.38% | 81.66% | 93rd pctl | 16 / 235 | ||
| Loans / Assets | 71.67% | 43.80% | 56.63% | 68.64% | 80th pctl | 48 / 235 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||