Leading Edge
Worthington, MN · Charter 66867 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$143.2MAssets
$113.0MLoans
$128.7MShares
$12.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 34% of credit unions under $1B in assets (rank 1105 of 1682).
- Widest gap: equity / assets trails 90% of credit unions under $1B in assets (rank 1511 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.28%
Rank 1,324 of 1,683
Net Interest Margin
3.50%
Rank 1,122 of 1,683
Efficiency Ratio
88.10%
Rank 1,308 of 1,682
Equity / Assets
8.96%
Rank 1,511 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.28% | 0.35% | 0.74% | 1.18% | Beats 21% | 1,324 / 1,683 | | |
| Return on Equity | 3.15% | 2.67% | 5.89% | 8.74% | Beats 29% | 1,197 / 1,681 | | |
| Net Interest Margin | 3.50% | 3.31% | 3.82% | 4.32% | Beats 33% | 1,122 / 1,683 | | |
| Efficiency Ratio | 88.10% | 68.91% | 78.20% | 86.93% | Beats 22% | 1,308 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.96% | 0.26% | 0.65% | 1.29% | Beats 34% | 1,105 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.96% | 10.44% | 12.89% | 16.53% | Beats 10% | 1,511 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.96% | 10.44% | 12.89% | 16.53% | Beats 10% | 1,511 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.84% | 52.61% | 69.38% | 83.50% | 83rd pctl | 287 / 1,683 | | |
| Loans / Assets | 78.94% | 44.71% | 59.18% | 70.72% | 90th pctl | 166 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |