Green Bay, WI · Charter 66865
NCUA · 24 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.72% | 0.83% | 0.73% | 0.91% | 1.00% | 1.00% | 0.98% | 1.01% | +11 bps | |
| Return on Equity | 6.09% | 7.03% | 6.32% | 7.78% | 8.46% | 8.42% | 8.31% | 8.21% | +44 bps | |
| Net Interest Margin | 2.91% | 2.92% | 2.99% | 3.11% | 3.17% | 3.16% | 3.14% | 3.29% | +18 bps | |
| Efficiency Ratio | 67.59% | 65.32% | 70.14% | 65.94% | 64.44% | 63.63% | 67.17% | 64.67% | -127 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.27% | 6.39% | 7.92% | 9.15% | 8.80% | 7.75% | 6.82% | 2.58% | -658 bps | |
| Loan Growth (YoY) | 5.38% | 6.43% | 7.72% | 10.35% | 11.14% | 9.07% | 7.09% | 3.65% | -670 bps | |
| Share Growth (YoY) | 4.20% | 6.81% | 8.67% | 10.39% | 10.54% | 9.25% | 8.07% | 6.36% | -403 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.22% | 1.13% | 0.99% | 0.99% | 1.05% | 1.01% | 0.77% | 0.90% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.87% | 11.79% | 11.62% | 11.65% | 11.87% | 11.86% | 11.85% | 12.34% | +69 bps | |
| Net Worth / Assets | 11.87% | 11.79% | 11.62% | 11.65% | 11.87% | 11.86% | 11.85% | 12.34% | +69 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 103.14% | 102.14% | 99.89% | 102.77% | 103.70% | 101.98% | 98.98% | 100.15% | -262 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |