Greater Cleveland Community
Cleveland, OH · Charter 66860 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 2 branches
Q2 2026
$8.9MAssets
$5.7MLoans
$7.1MShares
$1.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 97% of credit unions under $1B in assets in the Cleveland, OH area (rank 1 of 39).
- Widest gap: efficiency ratio trails 90% of credit unions under $1B in assets in the Cleveland, OH area (rank 36 of 39).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.05%
Rank 34 of 39
Net Interest Margin
7.23%
Rank 1 of 39
Efficiency Ratio
101.48%
Rank 36 of 39
Equity / Assets
20.49%
Rank 7 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.05% | 0.13% | 0.49% | 0.87% | Beats 13% | 34 / 39 | | |
| Return on Equity | 0.22% | 1.01% | 4.09% | 7.61% | Beats 13% | 34 / 39 | | |
| Net Interest Margin | 7.23% | 3.28% | 3.83% | 4.18% | Beats 97% | 1 / 39 | | |
| Efficiency Ratio | 101.48% | 76.45% | 81.64% | 91.75% | Beats 10% | 36 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.28% | 0.15% | 0.61% | 1.88% | Beats 13% | 35 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.49% | 10.00% | 12.89% | 19.36% | Beats 82% | 7 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.49% | 10.00% | 12.89% | 19.36% | Beats 82% | 7 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.84% | 45.46% | 53.28% | 74.29% | 92nd pctl | 3 / 39 | | |
| Loans / Assets | 64.63% | 36.24% | 44.98% | 63.66% | 79th pctl | 8 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |