Kaukauna, WI · Charter 66851
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.70% | 0.67% | 0.76% | 0.96% | 0.90% | +20 bps | |
| Return on Equity | 7.57% | 7.12% | 8.26% | 10.23% | 9.56% | +199 bps | |
| Net Interest Margin | 3.16% | 3.23% | 3.12% | 3.17% | 3.21% | +5 bps | |
| Efficiency Ratio | 75.70% | 74.66% | 72.49% | 71.85% | 71.38% | -431 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 11.30% | 9.35% | 13.35% | 12.57% | 8.41% | -288 bps | |
| Loan Growth (YoY) | 12.37% | 15.62% | 9.51% | 8.39% | 7.84% | -453 bps | |
| Share Growth (YoY) | 3.23% | 3.27% | 6.49% | 6.43% | 5.33% | +211 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.31% | 0.32% | 0.40% | 0.41% | 0.29% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.31% | 9.42% | 9.21% | 9.34% | 9.44% | +13 bps | |
| Net Worth / Assets | 9.31% | 9.42% | 9.21% | 9.34% | 9.44% | +13 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 69.62% | 71.40% | 70.08% | 69.30% | 71.28% | +166 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |