Unison
Kaukauna, WI · Charter 66851 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$393.6MAssets
$229.3MLoans
$321.7MShares
$37.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 81% of credit unions under $1B in assets (rank 326 of 1681).
- Widest gap: equity / assets trails 85% of credit unions under $1B in assets (rank 1436 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.90%
Rank 678 of 1,683
Net Interest Margin
3.21%
Rank 1,332 of 1,683
Efficiency Ratio
71.38%
Rank 513 of 1,682
Equity / Assets
9.44%
Rank 1,436 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.35% | 0.74% | 1.18% | Beats 60% | 678 / 1,683 | | |
| Return on Equity | 9.56% | 2.67% | 5.89% | 8.74% | Beats 81% | 326 / 1,681 | | |
| Net Interest Margin | 3.21% | 3.31% | 3.82% | 4.32% | Beats 21% | 1,332 / 1,683 | | |
| Efficiency Ratio | 71.38% | 68.91% | 78.20% | 86.93% | Beats 70% | 513 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.26% | 0.65% | 1.29% | Beats 73% | 449 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.44% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,436 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.44% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,436 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.28% | 52.61% | 69.38% | 83.50% | 53rd pctl | 783 / 1,683 | | |
| Loans / Assets | 58.25% | 44.71% | 59.18% | 70.72% | 48th pctl | 873 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |