Wepco
Bloomington, MD · Charter 6685 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$399.3MAssets
$257.9MLoans
$336.7MShares
$61.7MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 89% of credit unions under $1B in assets (rank 182 of 1683).
- Widest gap: nonperforming loans / loans trails 66% of credit unions under $1B in assets (rank 1118 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.65%
Rank 182 of 1,683
Net Interest Margin
4.07%
Rank 615 of 1,683
Efficiency Ratio
61.35%
Rank 209 of 1,682
Equity / Assets
15.46%
Rank 504 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.65% | 0.35% | 0.74% | 1.18% | Beats 89% | 182 / 1,683 | | |
| Return on Equity | 10.69% | 2.67% | 5.89% | 8.74% | Beats 86% | 228 / 1,681 | | |
| Net Interest Margin | 4.07% | 3.31% | 3.82% | 4.32% | Beats 63% | 615 / 1,683 | | |
| Efficiency Ratio | 61.35% | 68.91% | 78.20% | 86.93% | Beats 88% | 209 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.98% | 0.26% | 0.65% | 1.29% | Beats 34% | 1,118 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.46% | 10.44% | 12.89% | 16.53% | Beats 70% | 504 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.46% | 10.44% | 12.89% | 16.53% | Beats 70% | 504 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.59% | 52.61% | 69.38% | 83.50% | 63rd pctl | 627 / 1,683 | | |
| Loans / Assets | 64.57% | 44.71% | 59.18% | 70.72% | 62nd pctl | 643 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |