Butler, WI · Charter 66843
Q2 1998
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | Q2 1998 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 3.17% | 3.29% | 3.55% | 3.10% | 3.28% | 2.90% | 3.03% | 2.61% | -49 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | -5.68% | -10.71% | -9.79% | -9.68% | -11.36% | -568 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | 13.14% | -0.53% | -1.43% | -4.17% | -10.22% | -2,336 bps | |
| Share Growth (YoY) | n/a | n/a | n/a | -9.23% | -15.00% | -13.68% | -13.66% | -15.06% | -582 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.72% | 0.76% | 0.53% | 0.51% | 0.91% | 0.71% | 0.66% | 0.71% | +20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.68% | 0.54% | 0.63% | 0.49% | 0.51% | 0.47% | 0.51% | 0.48% | -1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.91% | 77.76% | 86.02% | 80.59% | 98.20% | 88.79% | 95.48% | 85.18% | +459 bps | |
| Liquid Assets / Assets | 21.04% | 26.60% | 21.32% | 25.92% | 13.02% | 21.96% | 15.93% | 26.05% | +13 bps | |