PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Milvaco

Milwaukee, WI · Charter 66813

Q4 1995

$438KAssets
$323KLoans
$353KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.95%.
  • Asset quality: problem loans at 9.68% of loans.
  • Funding: loans stand at 91.41% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

2.95%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets4.20%4.65%5.19%2.95%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans6.43%12.30%8.30%9.68%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans1.62%2.22%2.08%5.22%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares92.74%95.20%93.11%91.41%n/a
Liquid Assets / Assets14.67%4.50%20.28%0.19%n/a