Forward Financial
Niagara, WI · Charter 66798 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$85.9MAssets
$46.4MLoans
$73.5MShares
$11.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 72% of credit unions under $1B in assets (rank 466 of 1683).
- Widest gap: efficiency ratio trails 84% of credit unions under $1B in assets (rank 1407 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.40%
Rank 1,222 of 1,683
Net Interest Margin
4.25%
Rank 466 of 1,683
Efficiency Ratio
90.80%
Rank 1,407 of 1,682
Equity / Assets
13.53%
Rank 740 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.40% | 0.35% | 0.74% | 1.18% | Beats 27% | 1,222 / 1,683 | |
| Return on Equity | 2.99% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,214 / 1,681 | |
| Net Interest Margin | 4.25% | 3.31% | 3.82% | 4.32% | Beats 72% | 466 / 1,683 | |
| Efficiency Ratio | 90.80% | 68.91% | 78.20% | 86.93% | Beats 16% | 1,407 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.26% | 0.65% | 1.29% | Beats 44% | 950 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.53% | 10.44% | 12.89% | 16.53% | Beats 56% | 740 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.53% | 10.44% | 12.89% | 16.53% | Beats 56% | 740 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 63.16% | 52.61% | 69.38% | 83.50% | 40th pctl | 1,016 / 1,683 | |
| Loans / Assets | 53.99% | 44.71% | 59.18% | 70.72% | 41st pctl | 998 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |