Glenbeulah, WI · Charter 66796
Q2 1999
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | Q2 1998 | Q4 1998 | Q2 1999 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 6.47% | 5.24% | 4.83% | 5.15% | 6.19% | 6.55% | 5.12% | 8.94% | +379 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | 22.54% | 26.57% | 31.76% | 27.20% | 31.90% | 24.60% | -1.67% | -3,343 bps | |
| Loan Growth (YoY) | n/a | 19.71% | 14.30% | 25.58% | 26.64% | 31.42% | 27.15% | 5.43% | -2,015 bps | |
| Share Growth (YoY) | n/a | 20.37% | 53.97% | 39.85% | 28.57% | 32.87% | 11.69% | -4.78% | -4,464 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.61% | 2.31% | 2.34% | 4.19% | 2.11% | 0.05% | 0.05% | 0.84% | -335 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.49% | 1.93% | 2.68% | 3.27% | 3.54% | 0.93% | 1.35% | 1.91% | -136 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 118.47% | 111.71% | 104.69% | 107.97% | 116.69% | 110.49% | 119.19% | 119.55% | +1,158 bps | |
| Liquid Assets / Assets | 0.60% | 3.78% | 9.00% | 2.54% | 0.32% | 0.41% | 0.01% | 0.01% | -253 bps | |