PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Sealright Employees

Desoto, KS · Charter 6678

Q4 1995

$761KAssets
$525KLoans
$660KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.01%.
  • Asset quality: problem loans at 7.16% of loans.
  • Funding: loans stand at 79.46% of shares as of Q4 1995.

Financial Results

Return on Assets (quarter, annualized)

1.01%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets1.47%0.72%0.01%1.01%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.00%2.07%2.91%7.16%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans0.52%0.37%0.79%0.71%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares72.27%75.71%83.06%79.46%n/a
Liquid Assets / Assets32.32%27.36%16.51%23.18%n/a