Premier Financial
New Holstein, WI · Charter 66760 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$132.4MAssets
$80.2MLoans
$112.8MShares
$17.9MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 70% of credit unions under $1B in assets (rank 505 of 1683).
- Widest gap: nonperforming loans / loans trails 65% of credit unions under $1B in assets (rank 1094 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.09%
Rank 505 of 1,683
Net Interest Margin
3.92%
Rank 746 of 1,683
Efficiency Ratio
77.64%
Rank 814 of 1,682
Equity / Assets
13.55%
Rank 739 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.09% | 0.35% | 0.74% | 1.18% | Beats 70% | 505 / 1,683 | | |
| Return on Equity | 8.04% | 2.67% | 5.89% | 8.74% | Beats 70% | 505 / 1,681 | | |
| Net Interest Margin | 3.92% | 3.31% | 3.82% | 4.32% | Beats 56% | 746 / 1,683 | | |
| Efficiency Ratio | 77.64% | 68.91% | 78.20% | 86.93% | Beats 52% | 814 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | 0.26% | 0.65% | 1.29% | Beats 35% | 1,094 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.55% | 10.44% | 12.89% | 16.53% | Beats 56% | 739 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.55% | 10.44% | 12.89% | 16.53% | Beats 56% | 739 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.13% | 52.61% | 69.38% | 83.50% | 53rd pctl | 787 / 1,683 | | |
| Loans / Assets | 60.60% | 44.71% | 59.18% | 70.72% | 53rd pctl | 785 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |