Neenah, WI · Charter 66750
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.08% | 0.10% | 0.19% | 0.45% | 0.39% | 0.07% | -0.40% | -0.71% | -116 bps | |
| Return on Equity | 0.61% | 0.68% | 1.38% | 3.21% | 2.74% | 0.50% | -2.98% | -5.21% | -842 bps | |
| Net Interest Margin | 2.84% | 2.94% | 2.92% | 3.05% | 3.08% | 3.07% | 2.76% | 2.88% | -16 bps | |
| Efficiency Ratio | 95.73% | 95.45% | 90.67% | 85.93% | 86.82% | 95.21% | 113.82% | 118.84% | +3,290 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.86% | -1.45% | -0.28% | -2.55% | -1.77% | -0.11% | 1.87% | -0.42% | +213 bps | |
| Loan Growth (YoY) | -6.97% | -7.02% | -9.57% | -11.79% | -9.62% | -6.66% | 0.68% | 5.83% | +1,762 bps | |
| Share Growth (YoY) | 0.80% | -1.49% | -0.57% | -2.75% | -2.00% | 0.21% | 2.14% | 0.22% | +297 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.66% | 0.58% | 0.20% | 2.04% | 2.09% | 0.50% | 0.49% | 1.50% | -54 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.70% | 14.07% | 13.76% | 14.11% | 14.25% | 14.14% | 13.41% | 13.64% | -47 bps | |
| Net Worth / Assets | 13.70% | 14.07% | 13.76% | 14.11% | 14.25% | 14.14% | 13.41% | 13.64% | -47 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 70.52% | 70.91% | 66.74% | 65.54% | 65.04% | 66.05% | 65.78% | 69.21% | +367 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |