Transwest Credit Union
Salt Lake Cy, UT · Charter 66705 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 5 branches
Q4 2024
$197.5MAssets
$138.2MLoans
$176.6MShares
$20.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 56% of credit unions under $1B in assets (rank 757 of 1723).
- Widest gap: net interest margin trails 85% of credit unions under $1B in assets (rank 1469 of 1723).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.62%
Rank 922 of 1,724
Net Interest Margin
2.71%
Rank 1,469 of 1,723
Efficiency Ratio
80.58%
Rank 990 of 1,721
Equity / Assets
10.32%
Rank 1,258 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.62% | 0.25% | 0.67% | 1.13% | Beats 47% | 922 / 1,724 | | |
| Return on Equity | 6.02% | 1.95% | 5.34% | 8.54% | Beats 56% | 757 / 1,723 | | |
| Net Interest Margin | 2.71% | 3.03% | 3.61% | 4.27% | Beats 15% | 1,469 / 1,723 | | |
| Efficiency Ratio | 80.58% | 69.84% | 78.36% | 87.50% | Beats 43% | 990 / 1,721 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.75% | 0.28% | 0.70% | 1.38% | Beats 47% | 916 / 1,721 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.32% | 10.16% | 12.41% | 16.03% | Beats 27% | 1,259 / 1,724 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.32% | 10.15% | 12.41% | 16.03% | Beats 27% | 1,258 / 1,723 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.25% | 55.95% | 72.66% | 85.34% | 60th pctl | 682 / 1,722 | | |
| Loans / Assets | 69.96% | 47.91% | 62.00% | 72.82% | 68th pctl | 549 / 1,723 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |