All One
Leominster, MA · Charter 66699 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 10 branches
Q2 2026
$880.8MAssets
$632.1MLoans
$692.2MShares
$76.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 75% of credit unions under $1B in assets (rank 429 of 1682).
- Widest gap: equity / assets trails 92% of credit unions under $1B in assets (rank 1548 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.33%
Rank 1,288 of 1,683
Net Interest Margin
2.79%
Rank 1,543 of 1,683
Efficiency Ratio
92.36%
Rank 1,445 of 1,682
Equity / Assets
8.67%
Rank 1,548 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.35% | 0.74% | 1.18% | Beats 23% | 1,288 / 1,683 | | |
| Return on Equity | 3.80% | 2.67% | 5.89% | 8.74% | Beats 34% | 1,117 / 1,681 | | |
| Net Interest Margin | 2.79% | 3.31% | 3.82% | 4.32% | Beats 8% | 1,543 / 1,683 | | |
| Efficiency Ratio | 92.36% | 68.91% | 78.20% | 86.93% | Beats 14% | 1,445 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.27% | 0.26% | 0.65% | 1.29% | Beats 75% | 429 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.67% | 10.44% | 12.89% | 16.53% | Beats 8% | 1,548 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.67% | 10.44% | 12.89% | 16.53% | Beats 8% | 1,548 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.32% | 52.61% | 69.38% | 83.50% | 89th pctl | 190 / 1,683 | | |
| Loans / Assets | 71.76% | 44.71% | 59.18% | 70.72% | 77th pctl | 386 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |