Marshfield, WI · Charter 66678
NCUA · 9 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.48% | 0.56% | 0.86% | 0.94% | 0.95% | 0.89% | 0.82% | 0.72% | -22 bps | |
| Return on Equity | 5.13% | 5.93% | 9.14% | 9.85% | 9.81% | 9.17% | 8.24% | 7.29% | -256 bps | |
| Net Interest Margin | 3.11% | 3.17% | 3.46% | 3.48% | 3.53% | 3.52% | 3.65% | 3.61% | +13 bps | |
| Efficiency Ratio | 84.79% | 83.63% | 77.22% | 76.06% | 74.73% | 75.20% | 77.78% | 79.78% | +372 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.99% | 8.43% | 7.18% | 7.39% | 6.25% | 6.36% | 5.01% | 5.34% | -205 bps | |
| Loan Growth (YoY) | 11.19% | 11.26% | 8.83% | 7.08% | 5.77% | 3.71% | 6.35% | 8.28% | +120 bps | |
| Share Growth (YoY) | 9.11% | 5.64% | 7.30% | 8.29% | 10.24% | 10.41% | 8.19% | 9.00% | +71 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.81% | 1.02% | 0.77% | 1.16% | 1.28% | 1.05% | 0.79% | 1.22% | +6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.36% | 9.40% | 9.46% | 9.52% | 9.71% | 9.72% | 9.90% | 9.82% | +30 bps | |
| Net Worth / Assets | 9.36% | 9.40% | 9.46% | 9.52% | 9.71% | 9.72% | 9.90% | 9.82% | +30 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 99.49% | 100.70% | 95.01% | 93.82% | 95.45% | 94.59% | 93.40% | 93.20% | -62 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |