Simplicity
Marshfield, WI · Charter 66678 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
$546.7MAssets
$454.4MLoans
$487.5MShares
$53.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 64% of credit unions under $1B in assets (rank 611 of 1681).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets (rank 1372 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.72%
Rank 858 of 1,683
Net Interest Margin
3.61%
Rank 1,025 of 1,683
Efficiency Ratio
79.78%
Rank 928 of 1,682
Equity / Assets
9.82%
Rank 1,372 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.35% | 0.74% | 1.18% | Beats 49% | 858 / 1,683 | |
| Return on Equity | 7.29% | 2.67% | 5.89% | 8.74% | Beats 64% | 611 / 1,681 | |
| Net Interest Margin | 3.61% | 3.31% | 3.82% | 4.32% | Beats 39% | 1,025 / 1,683 | |
| Efficiency Ratio | 79.78% | 68.91% | 78.20% | 86.93% | Beats 45% | 928 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.22% | 0.26% | 0.65% | 1.29% | Beats 26% | 1,239 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.82% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,372 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.82% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,372 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 93.20% | 52.61% | 69.38% | 83.50% | 91st pctl | 153 / 1,683 | |
| Loans / Assets | 83.11% | 44.71% | 59.18% | 70.72% | 95th pctl | 77 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |