Marshfield, WI · Charter 66678
NCUA · 9 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
18
Asset Quality
26
Profitability
51
Liquidity
0
Efficiency
45
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Marshfield, WI · Charter 66678
NCUA · 9 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.94% | 0.95% | 0.89% | 0.82% | 0.72% | -22 bps | |
| Return on Equity | 9.85% | 9.81% | 9.17% | 8.24% | 7.29% | -256 bps | |
| Net Interest Margin | 3.48% | 3.53% | 3.52% | 3.65% | 3.61% | +13 bps | |
| Efficiency Ratio | 76.06% | 74.73% | 75.20% | 77.78% | 79.78% | +372 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.39% | 6.25% | 6.36% | 5.01% | 5.34% | -205 bps | |
| Loan Growth (YoY) | 7.08% | 5.77% | 3.71% | 6.35% | 8.28% | +120 bps | |
| Share Growth (YoY) | 8.29% | 10.24% | 10.41% | 8.19% | 9.00% | +71 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.16% | 1.28% | 1.05% | 0.79% | 1.22% | +6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.52% | 9.71% | 9.72% | 9.90% | 9.82% | +30 bps | |
| Net Worth / Assets | 9.52% | 9.71% | 9.72% | 9.90% | 9.82% | +30 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 93.82% | 95.45% | 94.59% | 93.40% | 93.20% | -62 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Marshfield, WI · Charter 66678 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
Return on Assets
0.72%
Rank 858 of 1,683
Net Interest Margin
3.61%
Rank 1,025 of 1,683
Efficiency Ratio
79.78%
Rank 928 of 1,682
Equity / Assets
9.82%
Rank 1,372 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.72% | 0.35% | 0.74% | 1.18% | Beats 49% | 858 / 1,683 | |
| Return on Equity | 7.29% | 2.67% | 5.89% | 8.74% | Beats 64% | 611 / 1,681 | |
| Net Interest Margin | 3.61% | 3.31% | 3.82% | 4.32% | Beats 39% | 1,025 / 1,683 | |
| Efficiency Ratio | 79.78% | 68.91% | 78.20% | 86.93% | Beats 45% | 928 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.22% | 0.26% | 0.65% | 1.29% | Beats 26% | 1,239 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.82% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,372 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.82% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,372 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 93.20% | 52.61% | 69.38% | 83.50% | 91st pctl | 153 / 1,683 | |
| Loans / Assets | 83.11% | 44.71% | 59.18% | 70.72% | 95th pctl | 77 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||