PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Wea

Madison, WI · Charter 66677

NCUA · 1 branch

Q2 2026

$43.2MAssets
$25.4MLoans
$37.6MShares
$5.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.90%, down 20 bps year over year; NIM at 3.82%.
  • Asset quality: problem loans at 0.15% of loans (-28 bps YoY).
  • Capital: net worth / assets of 11.73%, up 4 bps from a year ago.
  • Funding: loans stand at 67.55% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.90%-20 bps YoY

Net Interest Margin (YTD, annualized)

3.82%0 bps YoY

Efficiency Ratio (YTD, annualized)

71.36%+226 bps YoY

Net Worth / Assets

11.73%+4 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.10%1.08%1.06%0.70%0.90%-20 bps
Return on Equity9.42%9.11%8.97%5.94%7.71%-171 bps
Net Interest Margin3.82%3.92%3.88%3.88%3.82%0 bps
Efficiency Ratio69.10%69.39%67.17%77.89%71.36%+226 bps
Growth
Asset Growth (YoY)10.12%9.20%8.03%7.61%8.12%-200 bps
Loan Growth (YoY)10.05%10.65%10.69%4.96%9.38%-67 bps
Share Growth (YoY)10.23%9.71%7.60%7.27%7.08%-315 bps
Asset Quality
Delinquent Loans / Loans0.43%0.31%0.83%0.30%0.15%-28 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital11.69%11.85%11.79%11.77%11.73%+4 bps
Net Worth / Assets11.69%11.85%11.79%11.77%11.73%+4 bps
Liquidity & Funding
Loans / Shares66.13%67.17%68.13%67.42%67.55%+141 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps