Wea
Madison, WI · Charter 66677 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$43.2MAssets
$25.4MLoans
$37.6MShares
$5.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions under $1B in assets (rank 298 of 1682).
- Widest gap: equity / assets trails 61% of credit unions under $1B in assets (rank 1035 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.91%
Rank 676 of 1,683
Net Interest Margin
3.82%
Rank 838 of 1,683
Efficiency Ratio
71.37%
Rank 512 of 1,682
Equity / Assets
11.73%
Rank 1,035 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.91% | 0.35% | 0.74% | 1.18% | Beats 60% | 676 / 1,683 | | |
| Return on Equity | 7.72% | 2.67% | 5.89% | 8.74% | Beats 67% | 550 / 1,681 | | |
| Net Interest Margin | 3.82% | 3.31% | 3.82% | 4.32% | Beats 50% | 838 / 1,683 | | |
| Efficiency Ratio | 71.37% | 68.91% | 78.20% | 86.93% | Beats 70% | 512 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.15% | 0.26% | 0.65% | 1.29% | Beats 82% | 298 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.73% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,035 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.73% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,035 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 67.55% | 52.61% | 69.38% | 83.50% | 46th pctl | 902 / 1,683 | | |
| Loans / Assets | 58.73% | 44.71% | 59.18% | 70.72% | 49th pctl | 860 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |