Prospera
Appleton, WI · Charter 66652 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$378.9MAssets
$310.1MLoans
$322.4MShares
$34.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 78% of credit unions under $1B in assets (rank 365 of 1682).
- Widest gap: equity / assets trails 89% of credit unions under $1B in assets (rank 1497 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.31%
Rank 1,299 of 1,683
Net Interest Margin
3.56%
Rank 1,077 of 1,683
Efficiency Ratio
89.73%
Rank 1,376 of 1,682
Equity / Assets
9.09%
Rank 1,497 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.31% | 0.35% | 0.74% | 1.18% | Beats 23% | 1,299 / 1,683 | | |
| Return on Equity | 3.45% | 2.67% | 5.89% | 8.74% | Beats 31% | 1,157 / 1,681 | | |
| Net Interest Margin | 3.56% | 3.31% | 3.82% | 4.32% | Beats 36% | 1,077 / 1,683 | | |
| Efficiency Ratio | 89.73% | 68.91% | 78.20% | 86.93% | Beats 18% | 1,376 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.26% | 0.65% | 1.29% | Beats 78% | 365 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.09% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,497 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.09% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,497 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.19% | 52.61% | 69.38% | 83.50% | 94th pctl | 96 / 1,683 | | |
| Loans / Assets | 81.84% | 44.71% | 59.18% | 70.72% | 94th pctl | 103 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |