Marinette, WI · Charter 66640
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.42% | 1.21% | -2.13% | -0.61% | -0.15% | 0.10% | 1.06% | 0.50% | +111 bps | |
| Return on Equity | 11.76% | 10.03% | -19.13% | -5.46% | -1.25% | 0.87% | 9.47% | 4.53% | +999 bps | |
| Net Interest Margin | 4.14% | 4.25% | 4.05% | 4.05% | 4.22% | 4.17% | 3.96% | 3.98% | -7 bps | |
| Efficiency Ratio | 68.45% | 67.74% | 66.60% | 67.80% | 65.97% | 68.31% | 74.95% | 75.36% | +756 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.76% | 3.19% | 3.13% | 2.82% | 0.36% | 3.99% | 5.28% | 3.99% | +117 bps | |
| Loan Growth (YoY) | 5.41% | 1.62% | 4.20% | 8.94% | 16.52% | 17.90% | 16.77% | 16.17% | +723 bps | |
| Share Growth (YoY) | 0.33% | 2.07% | 3.58% | 3.51% | 0.80% | 4.55% | 5.06% | 3.79% | +28 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.81% | 0.79% | 0.89% | 0.68% | 1.23% | 1.79% | 0.29% | 2.18% | +150 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.11% | 12.05% | 11.14% | 11.14% | 11.67% | 11.42% | 11.20% | 11.10% | -4 bps | |
| Net Worth / Assets | 12.11% | 12.05% | 11.14% | 11.14% | 11.67% | 11.42% | 11.20% | 11.10% | -4 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 82.55% | 84.75% | 84.07% | 86.39% | 95.42% | 95.57% | 93.43% | 96.69% | +1,030 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |