Marinette, WI · Charter 66640
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.61% | -0.15% | 0.10% | 1.06% | 0.50% | +111 bps | |
| Return on Equity | -5.46% | -1.25% | 0.87% | 9.47% | 4.53% | +999 bps | |
| Net Interest Margin | 4.05% | 4.22% | 4.17% | 3.96% | 3.98% | -7 bps | |
| Efficiency Ratio | 67.80% | 65.97% | 68.31% | 74.95% | 75.36% | +756 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.82% | 0.36% | 3.99% | 5.28% | 3.99% | +117 bps | |
| Loan Growth (YoY) | 8.94% | 16.52% | 17.90% | 16.77% | 16.17% | +723 bps | |
| Share Growth (YoY) | 3.51% | 0.80% | 4.55% | 5.06% | 3.79% | +28 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.68% | 1.23% | 1.79% | 0.29% | 2.18% | +150 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.14% | 11.67% | 11.42% | 11.20% | 11.10% | -4 bps | |
| Net Worth / Assets | 11.14% | 11.67% | 11.42% | 11.20% | 11.10% | -4 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.39% | 95.42% | 95.57% | 93.43% | 96.69% | +1,030 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |