Marinette, WI · Charter 66640
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
33
Asset Quality
13
Profitability
44
Liquidity
0
Efficiency
59
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Marinette, WI · Charter 66640
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.61% | -0.15% | 0.10% | 1.06% | 0.50% | +111 bps | |
| Return on Equity | -5.46% | -1.25% | 0.87% | 9.47% | 4.53% | +999 bps | |
| Net Interest Margin | 4.05% | 4.22% | 4.17% | 3.96% | 3.98% | -7 bps | |
| Efficiency Ratio | 67.80% | 65.97% | 68.31% | 74.95% | 75.36% | +756 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.82% | 0.36% | 3.99% | 5.28% | 3.99% | +117 bps | |
| Loan Growth (YoY) | 8.94% | 16.52% | 17.90% | 16.77% | 16.17% | +723 bps | |
| Share Growth (YoY) | 3.51% | 0.80% | 4.55% | 5.06% | 3.79% | +28 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.68% | 1.23% | 1.79% | 0.29% | 2.18% | +150 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.14% | 11.67% | 11.42% | 11.20% | 11.10% | -4 bps | |
| Net Worth / Assets | 11.14% | 11.67% | 11.42% | 11.20% | 11.10% | -4 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.39% | 95.42% | 95.57% | 93.43% | 96.69% | +1,030 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Marinette, WI · Charter 66640 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
Return on Assets
0.50%
Rank 1,133 of 1,683
Net Interest Margin
3.98%
Rank 687 of 1,683
Efficiency Ratio
75.29%
Rank 689 of 1,682
Equity / Assets
11.10%
Rank 1,131 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.50% | 0.35% | 0.74% | 1.18% | Beats 33% | 1,133 / 1,683 | |
| Return on Equity | 4.53% | 2.67% | 5.89% | 8.74% | Beats 40% | 1,010 / 1,681 | |
| Net Interest Margin | 3.98% | 3.31% | 3.82% | 4.32% | Beats 59% | 687 / 1,683 | |
| Efficiency Ratio | 75.29% | 68.91% | 78.20% | 86.93% | Beats 59% | 689 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 2.18% | 0.26% | 0.65% | 1.29% | Beats 13% | 1,472 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 11.10% | 10.44% | 12.89% | 16.53% | Beats 33% | 1,131 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 11.10% | 10.44% | 12.89% | 16.53% | Beats 33% | 1,131 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 96.69% | 52.61% | 69.38% | 83.50% | 95th pctl | 92 / 1,683 | |
| Loans / Assets | 85.66% | 44.71% | 59.18% | 70.72% | 98th pctl | 33 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||