Milwaukee, WI · Charter 66637
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.10% | 0.13% | 0.22% | 0.09% | 0.64% | +74 bps | |
| Return on Equity | -0.42% | 0.58% | 0.95% | 0.39% | 2.72% | +314 bps | |
| Net Interest Margin | 5.10% | 5.02% | 5.22% | 4.88% | 4.77% | -33 bps | |
| Efficiency Ratio | 80.90% | 80.56% | 80.15% | 84.03% | 80.52% | -38 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -5.26% | -3.28% | -0.82% | -4.28% | -1.51% | +375 bps | |
| Loan Growth (YoY) | -12.58% | -13.65% | -11.69% | -12.88% | -10.36% | +223 bps | |
| Share Growth (YoY) | -8.09% | -5.38% | -1.18% | -6.28% | -2.10% | +599 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.12% | 4.08% | 4.58% | 4.21% | 5.00% | +288 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 22.65% | 22.58% | 23.32% | 23.54% | 23.56% | +91 bps | |
| Net Worth / Assets | 22.65% | 22.58% | 23.32% | 23.54% | 23.56% | +91 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 85.69% | 81.54% | 82.99% | 81.27% | 78.47% | -722 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |