Green Bay, WI · Charter 66635
NCUA · 1 branch
Q3 2017
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | Q3 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.05% | 0.01% | -0.11% | -0.02% | 0.07% | +3 bps | |
| Return on Equity | 0.24% | 0.06% | -0.54% | -0.09% | 0.36% | +13 bps | |
| Net Interest Margin | 2.18% | 2.22% | 2.08% | 2.03% | 2.08% | -10 bps | |
| Efficiency Ratio | 94.06% | 96.20% | 109.53% | 103.10% | 101.52% | +746 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.15% | -3.82% | -4.72% | -4.37% | -4.58% | -243 bps | |
| Loan Growth (YoY) | -8.19% | -13.94% | -15.87% | -10.25% | -17.20% | -901 bps | |
| Share Growth (YoY) | -2.71% | -4.75% | -5.87% | -5.45% | -5.76% | -305 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.77% | 0.74% | 0.74% | 0.72% | 0.72% | -5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.87% | 0.85% | 0.93% | 0.94% | 0.81% | -6 bps | |
| Capital | |||||||
| Risk-Based Capital | 19.48% | 20.19% | 20.32% | 20.28% | 20.44% | +97 bps | |
| Net Worth / Assets | 19.48% | 20.19% | 20.32% | 20.28% | 20.44% | +97 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 52.61% | 49.49% | 46.99% | 47.03% | 46.23% | -638 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |