Members' Advantage
Wisconsin Rapid, WI · Charter 66633 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$185.2MAssets
$123.6MLoans
$147.0MShares
$35.6MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 93% of credit unions under $1B in assets (rank 115 of 1683).
- Widest gap: net interest margin trails 41% of credit unions under $1B in assets (rank 695 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.82%
Rank 115 of 1,683
Net Interest Margin
3.97%
Rank 695 of 1,683
Efficiency Ratio
60.54%
Rank 191 of 1,682
Equity / Assets
19.23%
Rank 263 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.82% | 0.35% | 0.74% | 1.18% | Beats 93% | 115 / 1,683 | | |
| Return on Equity | 9.49% | 2.67% | 5.89% | 8.74% | Beats 80% | 329 / 1,681 | | |
| Net Interest Margin | 3.97% | 3.31% | 3.82% | 4.32% | Beats 59% | 695 / 1,683 | | |
| Efficiency Ratio | 60.54% | 68.91% | 78.20% | 86.93% | Beats 89% | 191 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.21% | 0.26% | 0.65% | 1.29% | Beats 79% | 353 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.23% | 10.44% | 12.89% | 16.53% | Beats 84% | 263 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.23% | 10.44% | 12.89% | 16.53% | Beats 84% | 263 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 84.13% | 52.61% | 69.38% | 83.50% | 76th pctl | 401 / 1,683 | | |
| Loans / Assets | 66.77% | 44.71% | 59.18% | 70.72% | 66th pctl | 572 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |