PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Wisconsin Medical

Green Bay, WI · Charter 66625

NCUA · 1 branch

Q2 2026

$15.9MAssets
$9.7MLoans
$13.8MShares
$2.0MNet Worth

Executive Summary

  • Earnings: ROA of 0.79%, down 3 bps year over year; NIM at 4.13%.
  • Asset quality: problem loans at 0.21% of loans (+21 bps YoY).
  • Capital: net worth / assets of 12.39%, up 60 bps from a year ago.
  • Funding: loans stand at 70.33% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

0.79%-3 bps YoY

Net Interest Margin (YTD, annualized)

4.13%+2 bps YoY

Efficiency Ratio (YTD, annualized)

82.67%+488 bps YoY

Net Worth / Assets

12.39%+60 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.21%1.25%1.23%0.82%1.17%1.21%0.40%0.79%-3 bps
Return on Equity11.06%10.97%10.70%6.95%9.58%9.37%3.16%6.35%-60 bps
Net Interest Margin3.94%4.09%3.96%4.11%4.35%4.50%4.23%4.13%+2 bps
Efficiency Ratio72.70%73.03%75.66%77.80%75.85%77.05%85.36%82.67%+488 bps
Growth
Asset Growth (YoY)1.84%5.47%2.33%-1.55%-1.50%-3.04%-2.05%3.92%+546 bps
Loan Growth (YoY)-7.41%-3.61%-5.57%-1.59%2.91%-3.13%2.63%0.33%+191 bps
Share Growth (YoY)0.81%4.58%0.94%-3.09%-3.09%-4.78%-3.39%3.12%+621 bps
Asset Quality
Delinquent Loans / Loans0.27%0.07%0.30%0.00%0.41%0.22%0.17%0.21%+21 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital10.98%11.40%11.54%11.79%12.26%12.87%12.65%12.39%+60 bps
Net Worth / Assets10.98%11.40%11.54%11.79%12.26%12.87%12.65%12.39%+60 bps
Liquidity & Funding
Loans / Shares69.31%72.81%70.44%72.29%73.60%74.06%74.84%70.33%-196 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps