Green Bay, WI · Charter 66625
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
44
Asset Quality
79
Profitability
58
Liquidity
96
Efficiency
37
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Green Bay, WI · Charter 66625
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.21% | 1.25% | 1.23% | 0.82% | 1.17% | 1.21% | 0.40% | 0.79% | -3 bps | |
| Return on Equity | 11.06% | 10.97% | 10.70% | 6.95% | 9.58% | 9.37% | 3.16% | 6.35% | -60 bps | |
| Net Interest Margin | 3.94% | 4.09% | 3.96% | 4.11% | 4.35% | 4.50% | 4.23% | 4.13% | +2 bps | |
| Efficiency Ratio | 72.70% | 73.03% | 75.66% | 77.80% | 75.85% | 77.05% | 85.36% | 82.67% | +488 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.84% | 5.47% | 2.33% | -1.55% | -1.50% | -3.04% | -2.05% | 3.92% | +546 bps | |
| Loan Growth (YoY) | -7.41% | -3.61% | -5.57% | -1.59% | 2.91% | -3.13% | 2.63% | 0.33% | +191 bps | |
| Share Growth (YoY) | 0.81% | 4.58% | 0.94% | -3.09% | -3.09% | -4.78% | -3.39% | 3.12% | +621 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.27% | 0.07% | 0.30% | 0.00% | 0.41% | 0.22% | 0.17% | 0.21% | +21 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.98% | 11.40% | 11.54% | 11.79% | 12.26% | 12.87% | 12.65% | 12.39% | +60 bps | |
| Net Worth / Assets | 10.98% | 11.40% | 11.54% | 11.79% | 12.26% | 12.87% | 12.65% | 12.39% | +60 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 69.31% | 72.81% | 70.44% | 72.29% | 73.60% | 74.06% | 74.84% | 70.33% | -196 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Green Bay, WI · Charter 66625 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.78%
Rank 798 of 1,683
Net Interest Margin
4.14%
Rank 564 of 1,683
Efficiency Ratio
82.65%
Rank 1,065 of 1,682
Equity / Assets
12.39%
Rank 936 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.78% | 0.35% | 0.74% | 1.18% | Beats 53% | 798 / 1,683 | ||
| Return on Equity | 6.31% | 2.67% | 5.89% | 8.74% | Beats 54% | 769 / 1,681 | ||
| Net Interest Margin | 4.14% | 3.31% | 3.82% | 4.32% | Beats 66% | 564 / 1,683 | ||
| Efficiency Ratio | 82.65% | 68.91% | 78.20% | 86.93% | Beats 37% | 1,065 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.21% | 0.26% | 0.65% | 1.29% | Beats 79% | 348 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.39% | 10.44% | 12.89% | 16.53% | Beats 44% | 936 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.39% | 10.44% | 12.89% | 16.53% | Beats 44% | 936 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 70.33% | 52.61% | 69.38% | 83.50% | 51st pctl | 818 / 1,683 | ||
| Loans / Assets | 61.40% | 44.71% | 59.18% | 70.72% | 55th pctl | 758 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||