PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

St. Rita's

Racine, WI · Charter 66624

Q2 1995

$710KAssets
$592KLoans
$581KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.24%.
  • Asset quality: problem loans at 3.72% of loans.
  • Funding: loans stand at 101.94% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

4.24%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets3.43%3.18%4.24%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.20%4.27%3.72%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans0.64%0.87%0.00%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares63.58%72.35%101.94%n/a
Liquid Assets / Assets41.91%34.89%11.70%n/a