Sheboygan Area
Sheboygan, WI · Charter 66616 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$93.4MAssets
$53.1MLoans
$78.1MShares
$14.3MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 94% of credit unions under $1B in assets (rank 93 of 1683).
- Widest gap: net interest margin trails 52% of credit unions under $1B in assets (rank 872 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.91%
Rank 93 of 1,683
Net Interest Margin
3.79%
Rank 872 of 1,683
Efficiency Ratio
59.99%
Rank 187 of 1,682
Equity / Assets
15.26%
Rank 529 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.91% | 0.35% | 0.74% | 1.18% | Beats 94% | 93 / 1,683 | | |
| Return on Equity | 12.49% | 2.67% | 5.89% | 8.74% | Beats 93% | 113 / 1,681 | | |
| Net Interest Margin | 3.79% | 3.31% | 3.82% | 4.32% | Beats 48% | 872 / 1,683 | | |
| Efficiency Ratio | 59.99% | 68.91% | 78.20% | 86.93% | Beats 89% | 187 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.26% | 0.65% | 1.29% | Beats 84% | 275 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.26% | 10.44% | 12.89% | 16.53% | Beats 69% | 529 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.26% | 10.44% | 12.89% | 16.53% | Beats 69% | 529 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 67.90% | 52.61% | 69.38% | 83.50% | 48th pctl | 883 / 1,683 | | |
| Loans / Assets | 56.79% | 44.71% | 59.18% | 70.72% | 45th pctl | 925 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |