Stoughton U.S. Rubber Employees
Stoughton, WI · Charter 66613 · Peer group: credit unions under $1B in assets (n=1,637-1,639)
NCUA · 1 branch
Q3 2025
$279KAssets
$86KLoans
$131KShares
$146KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 131 of 1637).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets (rank 1638 of 1638).
- Overall: at or above the peer median on 3 of 6 directional measures.
Return on Assets
-30.59%
Rank 1,639 of 1,639
Net Interest Margin
-21.51%
Rank 1,638 of 1,638
Equity / Assets
52.33%
Rank 6 of 1,638
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -30.59% | 0.40% | 0.81% | 1.29% | Beats 0% | 1,639 / 1,639 | |
| Return on Equity | -58.45% | 3.02% | 6.34% | 9.49% | Beats 1% | 1,628 / 1,638 | |
| Net Interest Margin | -21.51% | 3.27% | 3.83% | 4.38% | Beats 0% | 1,638 / 1,638 | |
| Efficiency Ratio | n/a | Not reported for this institution |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.27% | 0.68% | 1.33% | Beats 100% | 131 / 1,637 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 52.30% | 10.38% | 12.80% | 16.53% | Beats 100% | 6 / 1,639 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 52.33% | 10.39% | 12.80% | 16.53% | Beats 100% | 6 / 1,638 | |
| Liquidity & Funding |
| Loans / Deposits | 65.51% | 55.01% | 72.16% | 85.44% | 39th pctl | 995 / 1,638 | |
| Loans / Assets | 30.82% | 46.69% | 60.81% | 72.42% | 7th pctl | 1,520 / 1,638 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |