Coventry, RI · Charter 66595
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.34% | 0.30% | 0.27% | 0.13% | 0.04% | -30 bps | |
| Return on Equity | 2.92% | 2.55% | 2.29% | 1.15% | 0.38% | -254 bps | |
| Net Interest Margin | 3.07% | 3.12% | 3.09% | 3.00% | 3.08% | +1 bps | |
| Efficiency Ratio | 89.67% | 90.83% | 91.83% | 96.35% | 96.34% | +668 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.56% | -0.82% | -0.60% | 0.94% | 3.37% | +493 bps | |
| Loan Growth (YoY) | 1.66% | 0.25% | 0.46% | -2.89% | -4.08% | -574 bps | |
| Share Growth (YoY) | 0.94% | 1.17% | 2.47% | 4.94% | 5.24% | +431 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.08% | 0.98% | 1.21% | 1.54% | 1.55% | +47 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.64% | 11.86% | 11.65% | 11.37% | 11.37% | -26 bps | |
| Net Worth / Assets | 11.64% | 11.86% | 11.65% | 11.37% | 11.37% | -26 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 106.35% | 108.44% | 102.65% | 96.86% | 96.93% | -942 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |