Boston, MA · Charter 66593
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.35% | 0.40% | 0.21% | 0.31% | 0.36% | 0.37% | 0.32% | 0.34% | +3 bps | |
| Return on Equity | 2.59% | 2.94% | 1.63% | 2.23% | 2.69% | 2.94% | 2.52% | 2.62% | +39 bps | |
| Net Interest Margin | 3.52% | 3.47% | 3.29% | 3.50% | 3.38% | 3.25% | 3.39% | 3.47% | -3 bps | |
| Efficiency Ratio | 90.58% | 90.24% | 93.78% | 91.74% | 90.02% | 89.37% | 91.67% | 91.08% | -66 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.38% | 8.42% | 3.61% | -1.58% | 4.48% | 10.98% | 5.71% | 9.00% | +1,058 bps | |
| Loan Growth (YoY) | 1.43% | 2.57% | 5.24% | 7.24% | 7.18% | 8.46% | 5.99% | 6.40% | -84 bps | |
| Share Growth (YoY) | 11.35% | 9.12% | 4.11% | -1.94% | 3.25% | 10.62% | 4.45% | 8.35% | +1,030 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.06% | 0.02% | 0.01% | 0.28% | 0.51% | 0.11% | 0.10% | 0.07% | -21 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.57% | 13.58% | 13.00% | 13.86% | 13.35% | 12.61% | 12.70% | 13.13% | -73 bps | |
| Net Worth / Assets | 13.57% | 13.58% | 13.00% | 13.86% | 13.35% | 12.61% | 12.70% | 13.13% | -73 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.58% | 79.55% | 77.04% | 83.23% | 82.62% | 78.00% | 78.18% | 81.73% | -150 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |