PackageTrendsPeer
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First Priority

Boston, MA · Charter 66593

NCUA · 2 branches

Q2 2026

$139.4MAssets
$98.2MLoans
$120.2MShares
$18.3MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.34%, up 3 bps year over year; NIM at 3.47%.
  • Asset quality: problem loans at 0.07% of loans (-21 bps YoY).
  • Capital: net worth / assets of 13.13%, down 73 bps from a year ago.
  • Funding: loans stand at 81.73% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.34%+3 bps YoY

Net Interest Margin (quarter, annualized)

3.47%-3 bps YoY

Efficiency Ratio (quarter, annualized)

91.08%-66 bps YoY

Net Worth / Assets

13.13%-73 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.31%0.36%0.37%0.32%0.34%+3 bps
Return on Equity2.23%2.69%2.94%2.52%2.62%+39 bps
Net Interest Margin3.50%3.38%3.25%3.39%3.47%-3 bps
Efficiency Ratio91.74%90.02%89.37%91.67%91.08%-66 bps
Growth
Asset Growth (YoY)-1.58%4.48%10.98%5.71%9.00%+1,058 bps
Loan Growth (YoY)7.24%7.18%8.46%5.99%6.40%-84 bps
Share Growth (YoY)-1.94%3.25%10.62%4.45%8.35%+1,030 bps
Asset Quality
Delinquent Loans / Loans0.28%0.51%0.11%0.10%0.07%-21 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.86%13.35%12.61%12.70%13.13%-73 bps
Net Worth / Assets13.86%13.35%12.61%12.70%13.13%-73 bps
Liquidity & Funding
Loans / Shares83.23%82.62%78.00%78.18%81.73%-150 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps