PackageTrendsPeer
Letter portraitLegal landscape

Menasha Corporation Employees

Neenah, WI · Charter 66566

Q1 2011

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q1 2011, the quarter ended March 31, 2011, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Menasha Corporation Employees

Neenah, WI · Charter 66566

Q1 2011

$7.1MAssets
$4.4MLoans
$6.0MShares
$905KNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -0.52%, down 85 bps year over year; NIM at 3.08%.
  • Asset quality: problem loans at 2.06% of loans (-68 bps YoY).
  • Capital: net worth / assets of 12.79%, down 382 bps from a year ago.
  • Funding: loans stand at 73.69% of shares as of Q1 2011.

Financial Results

Return on Assets (YTD, annualized)

-0.52%-85 bps YoY

Net Interest Margin (YTD, annualized)

3.08%-69 bps YoY

Efficiency Ratio (YTD, annualized)

100.32%+2,263 bps YoY

Net Worth / Assets

12.79%-382 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2009Q4 2009Q1 2010Q3 2010Q1 2011YoY ΔTrend
Earnings
Return on Assets0.33%0.03%-1.03%-0.40%-0.52%-85 bps
Return on Equity2.00%0.18%-7.26%-2.98%-4.08%-607 bps
Net Interest Margin3.77%3.50%3.01%3.09%3.08%-69 bps
Efficiency Ratio77.69%81.65%113.55%98.42%100.32%+2,263 bps
Growth
Asset Growth (YoY)1.54%10.79%11.79%18.65%24.04%+2,249 bps
Loan Growth (YoY)-6.80%-6.72%12.86%22.26%21.20%+2,800 bps
Share Growth (YoY)-2.12%8.82%14.41%24.26%31.25%+3,336 bps
Asset Quality
Delinquent Loans / Loans2.74%2.26%1.38%1.61%2.06%-68 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.39%0.66%0.78%0.62%1.07%+68 bps
Capital
Risk-Based Capital16.61%15.76%14.26%13.54%12.79%-382 bps
Net Worth / Assets16.61%15.76%14.26%13.54%12.79%-382 bps
Liquidity & Funding
Loans / Shares79.80%78.44%81.22%82.41%73.69%-611 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps