Stoppenbach
Jefferson, WI · Charter 66565 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$1.8MAssets
$1.4MLoans
$1.4MShares
$379KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 89% of credit unions under $1B in assets (rank 181 of 1683).
- Widest gap: return on assets trails 100% of credit unions under $1B in assets (rank 1678 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-9.16%
Rank 1,678 of 1,683
Net Interest Margin
4.25%
Rank 469 of 1,683
Efficiency Ratio
115.79%
Rank 1,630 of 1,682
Equity / Assets
21.17%
Rank 181 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -9.16% | 0.35% | 0.74% | 1.18% | Beats 0% | 1,678 / 1,683 | | |
| Return on Equity | -43.27% | 2.67% | 5.89% | 8.74% | Beats 1% | 1,671 / 1,681 | | |
| Net Interest Margin | 4.25% | 3.31% | 3.82% | 4.32% | Beats 72% | 469 / 1,683 | | |
| Efficiency Ratio | 115.79% | 68.91% | 78.20% | 86.93% | Beats 3% | 1,630 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.08% | 0.26% | 0.65% | 1.29% | Beats 2% | 1,647 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.17% | 10.44% | 12.89% | 16.53% | Beats 89% | 181 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.17% | 10.44% | 12.89% | 16.53% | Beats 89% | 181 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.35% | 52.61% | 69.38% | 83.50% | 96th pctl | 63 / 1,683 | | |
| Loans / Assets | 77.21% | 44.71% | 59.18% | 70.72% | 87th pctl | 213 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |