Milwaukee, WI · Charter 66555
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.32% | 0.37% | 0.40% | 0.60% | 0.66% | 0.65% | 0.51% | 0.70% | +10 bps | |
| Return on Equity | 2.76% | 3.18% | 3.71% | 5.16% | 5.59% | 5.59% | 4.82% | 6.30% | +114 bps | |
| Net Interest Margin | 1.32% | 1.37% | 1.41% | 1.58% | 1.64% | 1.62% | 1.64% | 1.73% | +14 bps | |
| Efficiency Ratio | 78.05% | 75.19% | 74.85% | 66.04% | 63.48% | 62.64% | 71.96% | 64.25% | -179 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.90% | 4.54% | 1.23% | 1.54% | 2.52% | 7.55% | 8.92% | 11.75% | +1,021 bps | |
| Loan Growth (YoY) | -0.57% | 2.44% | 3.27% | 5.34% | 3.20% | 3.83% | 4.42% | 3.02% | -232 bps | |
| Share Growth (YoY) | 3.92% | 4.00% | -0.42% | 0.35% | 1.32% | 6.80% | 9.32% | 13.41% | +1,306 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.02% | 0.08% | 0.05% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.54% | 11.75% | 10.88% | 11.62% | 11.87% | 11.57% | 10.60% | 11.07% | -55 bps | |
| Net Worth / Assets | 11.54% | 11.75% | 10.88% | 11.62% | 11.87% | 11.57% | 10.60% | 11.07% | -55 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 55.31% | 57.64% | 51.41% | 55.73% | 56.34% | 56.04% | 49.11% | 50.62% | -511 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |