Milwaukee, WI · Charter 66555
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=15). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
27
Asset Quality
87
Profitability
31
Liquidity
3
Efficiency
93
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Milwaukee, WI · Charter 66555
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.60% | 0.66% | 0.65% | 0.51% | 0.70% | +10 bps | |
| Return on Equity | 5.16% | 5.59% | 5.59% | 4.82% | 6.30% | +114 bps | |
| Net Interest Margin | 1.58% | 1.64% | 1.62% | 1.64% | 1.73% | +14 bps | |
| Efficiency Ratio | 66.04% | 63.48% | 62.64% | 71.96% | 64.25% | -179 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.54% | 2.52% | 7.55% | 8.92% | 11.75% | +1,021 bps | |
| Loan Growth (YoY) | 5.34% | 3.20% | 3.83% | 4.42% | 3.02% | -232 bps | |
| Share Growth (YoY) | 0.35% | 1.32% | 6.80% | 9.32% | 13.41% | +1,306 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.02% | 0.08% | 0.05% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.62% | 11.87% | 11.57% | 10.60% | 11.07% | -55 bps | |
| Net Worth / Assets | 11.62% | 11.87% | 11.57% | 10.60% | 11.07% | -55 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 55.73% | 56.34% | 56.04% | 49.11% | 50.62% | -511 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Milwaukee, WI · Charter 66555 · Peer group: credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=15)
NCUA · 3 branches
Q2 2026
Return on Assets
0.70%
Rank 10 of 15
Net Interest Margin
1.73%
Rank 15 of 15
Efficiency Ratio
64.26%
Rank 2 of 15
Equity / Assets
11.07%
Rank 11 of 15
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.70% | 0.50% | 0.76% | 1.34% | Beats 33% | 10 / 15 | |
| Return on Equity | 6.30% | 2.37% | 4.90% | 7.95% | Beats 60% | 6 / 15 | |
| Net Interest Margin | 1.73% | 3.53% | 4.50% | 4.86% | Beats 0% | 15 / 15 | |
| Efficiency Ratio | 64.26% | 69.88% | 80.52% | 87.17% | Beats 93% | 2 / 15 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.06% | 0.45% | 1.49% | Beats 87% | 3 / 15 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 11.07% | 10.98% | 17.30% | 27.61% | Beats 27% | 11 / 15 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 11.07% | 10.98% | 17.30% | 27.61% | Beats 27% | 11 / 15 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 50.62% | 50.66% | 78.47% | 90.72% | 13th pctl | 13 / 15 | |
| Loans / Assets | 42.50% | 44.38% | 58.78% | 71.82% | 7th pctl | 14 / 15 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||