Marinette, WI · Charter 66549
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.98% | 1.08% | 1.50% | 0.72% | 1.27% | -71 bps | |
| Return on Equity | 10.75% | 5.96% | 7.97% | 3.97% | 6.80% | -395 bps | |
| Net Interest Margin | 4.18% | 4.23% | 4.22% | 3.94% | 3.99% | -19 bps | |
| Efficiency Ratio | 56.10% | 74.89% | 67.56% | 85.39% | 72.46% | +1,636 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.12% | 4.30% | 6.61% | 8.34% | 4.94% | +82 bps | |
| Loan Growth (YoY) | -3.93% | -2.22% | 1.98% | 1.77% | 2.58% | +651 bps | |
| Share Growth (YoY) | 2.53% | 2.79% | 6.44% | 8.62% | 4.85% | +232 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.26% | 0.38% | 0.22% | 0.13% | 0.27% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.39% | 18.19% | 18.78% | 18.14% | 18.64% | +25 bps | |
| Net Worth / Assets | 18.39% | 18.19% | 18.78% | 18.14% | 18.64% | +25 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 51.47% | 52.40% | 52.70% | 48.57% | 50.35% | -111 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |