Milwaukee, WI · Charter 66546
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.15% | 0.21% | -0.04% | -0.11% | -0.07% | 0.23% | 0.18% | 0.18% | +30 bps | |
| Return on Equity | 0.62% | 0.86% | -0.15% | -0.42% | -0.25% | 0.86% | 0.67% | 0.66% | +108 bps | |
| Net Interest Margin | 3.87% | 3.98% | 3.90% | 4.38% | 4.53% | 4.40% | 4.34% | 4.39% | +1 bps | |
| Efficiency Ratio | 95.77% | 94.16% | 105.55% | 86.26% | 88.86% | 88.66% | 92.49% | 93.59% | +733 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -22.90% | -23.23% | -21.36% | -18.77% | -12.32% | -7.88% | -2.63% | -1.68% | +1,709 bps | |
| Loan Growth (YoY) | -6.33% | -10.62% | -9.82% | -22.50% | -21.64% | -30.29% | -31.98% | -19.12% | +338 bps | |
| Share Growth (YoY) | -25.16% | -24.39% | -25.94% | -23.97% | -16.62% | -8.67% | -3.95% | -2.77% | +2,120 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.01% | 0.00% | 0.00% | 0.00% | 0.48% | 1.13% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.34% | 0.38% | 0.37% | 0.30% | 0.43% | 0.36% | 0.49% | 0.50% | +21 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 24.33% | 24.73% | 26.42% | 26.78% | 27.90% | 27.08% | 27.42% | 27.62% | +84 bps | |
| Net Worth / Assets | 24.33% | 24.73% | 26.42% | 26.78% | 27.90% | 27.08% | 27.42% | 27.62% | +84 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 80.99% | 85.39% | 84.34% | 74.88% | 76.12% | 65.18% | 59.73% | 62.29% | -1,259 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |