Milwaukee, WI · Charter 66546
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=15). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
73
Asset Quality
100
Profitability
22
Liquidity
44
Efficiency
13
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Milwaukee, WI · Charter 66546
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.15% | 0.21% | -0.04% | -0.11% | -0.07% | 0.23% | 0.18% | 0.18% | +30 bps | |
| Return on Equity | 0.62% | 0.86% | -0.15% | -0.42% | -0.25% | 0.86% | 0.67% | 0.66% | +108 bps | |
| Net Interest Margin | 3.87% | 3.98% | 3.90% | 4.38% | 4.53% | 4.40% | 4.34% | 4.39% | +1 bps | |
| Efficiency Ratio | 95.77% | 94.16% | 105.55% | 86.26% | 88.86% | 88.66% | 92.49% | 93.59% | +733 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -22.90% | -23.23% | -21.36% | -18.77% | -12.32% | -7.88% | -2.63% | -1.68% | +1,709 bps | |
| Loan Growth (YoY) | -6.33% | -10.62% | -9.82% | -22.50% | -21.64% | -30.29% | -31.98% | -19.12% | +338 bps | |
| Share Growth (YoY) | -25.16% | -24.39% | -25.94% | -23.97% | -16.62% | -8.67% | -3.95% | -2.77% | +2,120 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.01% | 0.00% | 0.00% | 0.00% | 0.48% | 1.13% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.34% | 0.38% | 0.37% | 0.30% | 0.43% | 0.36% | 0.49% | 0.50% | +21 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 24.33% | 24.73% | 26.42% | 26.78% | 27.90% | 27.08% | 27.42% | 27.62% | +84 bps | |
| Net Worth / Assets | 24.33% | 24.73% | 26.42% | 26.78% | 27.90% | 27.08% | 27.42% | 27.62% | +84 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 80.99% | 85.39% | 84.34% | 74.88% | 76.12% | 65.18% | 59.73% | 62.29% | -1,259 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Milwaukee, WI · Charter 66546 · Peer group: credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=15)
NCUA · 1 branch
Q2 2026
Return on Assets
0.19%
Rank 13 of 15
Net Interest Margin
4.38%
Rank 9 of 15
Efficiency Ratio
93.75%
Rank 14 of 15
Equity / Assets
27.61%
Rank 4 of 15
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.19% | 0.50% | 0.76% | 1.34% | Beats 13% | 13 / 15 | ||
| Return on Equity | 0.68% | 2.37% | 4.90% | 7.95% | Beats 13% | 13 / 15 | ||
| Net Interest Margin | 4.38% | 3.53% | 4.50% | 4.86% | Beats 40% | 9 / 15 | ||
| Efficiency Ratio | 93.75% | 69.88% | 80.52% | 87.17% | Beats 13% | 14 / 15 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.00% | 0.06% | 0.45% | 1.49% | Beats 100% | 2 / 15 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 27.61% | 10.98% | 17.30% | 27.61% | Beats 73% | 4 / 15 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 27.61% | 10.98% | 17.30% | 27.61% | Beats 73% | 4 / 15 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 62.30% | 50.66% | 78.47% | 90.72% | 33rd pctl | 10 / 15 | ||
| Loans / Assets | 45.01% | 44.38% | 58.78% | 71.82% | 27th pctl | 11 / 15 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||