Arcadia, WI · Charter 66532
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.08% | 1.16% | 1.21% | 1.22% | 1.27% | +19 bps | |
| Return on Equity | 8.59% | 9.09% | 9.51% | 9.54% | 9.83% | +124 bps | |
| Net Interest Margin | 3.59% | 3.62% | 3.58% | 3.43% | 3.46% | -12 bps | |
| Efficiency Ratio | 72.85% | 70.81% | 69.60% | 69.87% | 69.19% | -365 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.77% | 6.90% | 7.76% | 7.07% | 8.39% | +262 bps | |
| Loan Growth (YoY) | 3.66% | 3.40% | 4.84% | 7.58% | 10.86% | +720 bps | |
| Share Growth (YoY) | 5.44% | 6.38% | 7.25% | 6.34% | 7.86% | +242 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.21% | 0.42% | 0.44% | 0.37% | 0.46% | +25 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.56% | 12.75% | 12.72% | 12.75% | 12.89% | +33 bps | |
| Net Worth / Assets | 12.56% | 12.75% | 12.72% | 12.75% | 12.89% | +33 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 87.67% | 89.12% | 88.59% | 88.80% | 90.10% | +243 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |