Governmental Employees
La Crosse, WI · Charter 66529 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$121.8MAssets
$102.5MLoans
$109.2MShares
$11.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 67% of credit unions under $1B in assets (rank 548 of 1682).
- Widest gap: equity / assets trails 86% of credit unions under $1B in assets (rank 1448 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.66%
Rank 929 of 1,683
Net Interest Margin
3.20%
Rank 1,333 of 1,683
Efficiency Ratio
72.27%
Rank 548 of 1,682
Equity / Assets
9.40%
Rank 1,448 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.35% | 0.74% | 1.18% | Beats 45% | 929 / 1,683 | |
| Return on Equity | 7.07% | 2.67% | 5.89% | 8.74% | Beats 62% | 644 / 1,681 | |
| Net Interest Margin | 3.20% | 3.31% | 3.82% | 4.32% | Beats 21% | 1,333 / 1,683 | |
| Efficiency Ratio | 72.27% | 68.91% | 78.20% | 86.93% | Beats 67% | 548 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.71% | 0.26% | 0.65% | 1.29% | Beats 48% | 881 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.40% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,448 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.40% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,448 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 93.85% | 52.61% | 69.38% | 83.50% | 92nd pctl | 138 / 1,683 | |
| Loans / Assets | 84.12% | 44.71% | 59.18% | 70.72% | 97th pctl | 57 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |