Plover, WI · Charter 66513
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.01% | 0.88% | 2.02% | 1.68% | 1.86% | 0.76% | 2.06% | 2.11% | +43 bps | |
| Return on Equity | 18.42% | 8.65% | 19.63% | 15.97% | 16.92% | 7.41% | 19.66% | 19.53% | +356 bps | |
| Net Interest Margin | 3.90% | 3.13% | 3.89% | 3.95% | 3.96% | 3.06% | 3.82% | 3.78% | -17 bps | |
| Efficiency Ratio | 53.65% | 73.33% | 53.97% | 60.00% | 57.01% | 76.54% | 50.98% | 51.37% | -863 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.49% | 0.40% | 2.36% | 3.14% | 7.10% | 7.35% | 6.06% | 7.07% | +393 bps | |
| Loan Growth (YoY) | -2.08% | 0.85% | 3.90% | 8.20% | 10.99% | 2.98% | 0.45% | -2.10% | -1,030 bps | |
| Share Growth (YoY) | -4.69% | -0.84% | -0.04% | 2.43% | 7.11% | 7.51% | 7.56% | 7.07% | +463 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.25% | 0.19% | 0.10% | 0.37% | 0.91% | 0.22% | 0.17% | 0.73% | +36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.89% | 10.19% | 10.27% | 10.50% | 10.99% | 10.25% | 10.47% | 10.81% | +30 bps | |
| Net Worth / Assets | 10.89% | 10.19% | 10.27% | 10.50% | 10.99% | 10.25% | 10.47% | 10.81% | +30 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.91% | 67.97% | 68.03% | 69.02% | 69.34% | 65.10% | 63.54% | 63.11% | -591 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |