Madison Fire Department
Madison, WI · Charter 66499 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.5MAssets
$3.9MLoans
$4.4MShares
$1.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 78% of credit unions under $1B in assets (rank 1305 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.24%
Rank 380 of 1,683
Net Interest Margin
3.25%
Rank 1,305 of 1,683
Efficiency Ratio
60.67%
Rank 194 of 1,682
Equity / Assets
19.86%
Rank 232 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.24% | 0.35% | 0.74% | 1.18% | Beats 77% | 380 / 1,683 | | |
| Return on Equity | 6.26% | 2.67% | 5.89% | 8.74% | Beats 54% | 776 / 1,681 | | |
| Net Interest Margin | 3.25% | 3.31% | 3.82% | 4.32% | Beats 22% | 1,305 / 1,683 | | |
| Efficiency Ratio | 60.67% | 68.91% | 78.20% | 86.93% | Beats 89% | 194 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.86% | 10.44% | 12.89% | 16.53% | Beats 86% | 232 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.86% | 10.44% | 12.89% | 16.53% | Beats 86% | 232 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.97% | 52.61% | 69.38% | 83.50% | 86th pctl | 234 / 1,683 | | |
| Loans / Assets | 71.95% | 44.71% | 59.18% | 70.72% | 77th pctl | 379 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |