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Danfoss

Racine, WI · Charter 66472

Q4 2000

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q4 2000, the quarter ended December 31, 2000, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Danfoss

Racine, WI · Charter 66472

Q4 2000

$1.2MAssets
$655KLoans
$991KShares
$186KNet Worth

Executive Summary

  • Earnings: ROA of -22.82%, down 2,713 bps year over year; NIM at -13.67%.
  • Asset quality: problem loans at 1.38% of loans (+136 bps YoY).
  • Capital: net worth / assets of 15.77%.
  • Funding: loans stand at 66.03% of shares as of Q4 2000.

Return on Assets (YTD, annualized)

-22.82%-2,713 bps YoY

Net Interest Margin (YTD, annualized)

-13.67%

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

15.77%
n/a

Year to date, annualized, through each quarter.

MetricQ2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000Q4 2000YoY ΔTrend
Earnings
Return on Assets4.23%4.72%4.08%4.31%3.91%1.25%1.76%-22.82%-2,713 bps
Return on Equityn/an/an/an/an/an/an/a-144.76%n/an/a
Net Interest Marginn/an/an/an/an/a4.50%5.08%-13.67%n/a
Efficiency Ration/an/an/an/an/a71.54%64.31%n/an/a
Growth
Asset Growth (YoY)-7.79%-5.60%-5.04%0.13%2.88%4.57%0.99%-9.53%-966 bps
Loan Growth (YoY)6.33%-12.34%6.07%28.59%25.29%32.29%11.05%-16.48%-4,507 bps
Share Growth (YoY)-14.24%-12.77%-10.56%-3.03%-0.18%2.86%-2.52%15.96%+1,899 bps
Asset Quality
Delinquent Loans / Loans0.31%0.01%0.11%0.02%1.36%0.65%0.92%1.38%+136 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans3.11%1.82%1.72%1.40%1.62%1.61%1.85%10.00%+860 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a15.77%n/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a15.77%n/an/a
Liquidity & Funding
Loans / Shares64.28%67.28%70.09%91.67%80.69%86.53%79.84%66.03%-2,564 bps
Liquid Assets / Assets55.85%54.75%52.06%31.92%38.30%27.38%29.54%40.02%+810 bps