Jefferson, WI · Charter 66456
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.09% | 1.08% | 1.09% | 0.86% | 1.06% | -3 bps | |
| Return on Equity | 9.84% | 9.67% | 9.64% | 7.59% | 9.39% | -45 bps | |
| Net Interest Margin | 3.80% | 3.83% | 3.86% | 3.86% | 3.83% | +4 bps | |
| Efficiency Ratio | 76.69% | 76.63% | 77.01% | 76.58% | 75.85% | -85 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.16% | 5.73% | 7.71% | 7.33% | 7.55% | +439 bps | |
| Loan Growth (YoY) | 1.36% | 1.99% | 3.35% | 2.02% | -1.12% | -248 bps | |
| Share Growth (YoY) | 2.11% | 5.32% | 7.32% | 7.47% | 8.05% | +594 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.04% | 0.03% | 0.01% | 0.01% | 0.41% | +37 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.08% | 11.17% | 11.26% | 11.27% | 11.30% | +22 bps | |
| Net Worth / Assets | 11.08% | 11.17% | 11.26% | 11.27% | 11.30% | +22 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 54.57% | 53.70% | 52.42% | 51.36% | 49.94% | -463 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |