Cudahy, WI · Charter 66449
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.74% | 0.82% | 0.71% | 0.75% | 0.78% | 0.34% | 0.44% | 0.71% | -5 bps | |
| Return on Equity | 7.44% | 8.28% | 7.23% | 7.58% | 7.71% | 3.42% | 4.53% | 7.01% | -57 bps | |
| Net Interest Margin | 4.85% | 4.86% | 4.97% | 5.02% | 5.03% | 5.14% | 4.98% | 5.04% | +3 bps | |
| Efficiency Ratio | 75.67% | 75.07% | 81.60% | 78.98% | 78.65% | 83.28% | 94.12% | 84.85% | +587 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.84% | 3.50% | 5.61% | 5.64% | 6.58% | 3.45% | 1.69% | 1.16% | -447 bps | |
| Loan Growth (YoY) | 6.40% | 7.48% | 6.06% | 2.91% | -1.39% | -2.21% | -2.18% | 0.53% | -238 bps | |
| Share Growth (YoY) | -0.87% | -0.31% | 1.54% | 1.35% | 2.66% | 3.63% | 1.97% | 1.67% | +32 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.68% | 1.91% | 1.21% | 1.52% | 1.60% | 1.38% | 0.90% | 1.50% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.93% | 9.91% | 9.76% | 9.96% | 10.10% | 9.84% | 9.80% | 10.09% | +13 bps | |
| Net Worth / Assets | 9.93% | 9.91% | 9.76% | 9.96% | 10.10% | 9.84% | 9.80% | 10.09% | +13 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 98.19% | 102.20% | 97.53% | 95.99% | 94.32% | 96.45% | 93.56% | 94.92% | -108 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |